Consulting Made Simple

What difference can you expect by working with an independent, fee based consultant versus doing it yourself or working through just one investment company? 

Most of us acknowledge that turbulence exists throughout the financial markets.  Your financial objectives may call for less risk, but who is watching your back?  Financial complacency can be insidious and the cost of oversight may be high!  Have you covered all the bases?

What size nest egg will you need to retire?  What rate of return is necessary to maintain your desired lifestyle?  What investment strategy has the better opportunity available to provide your required return while minimizing risk? What distributions will you take?  What taxes will you pay? What might happen to changes in your health or increases in the cost of living?

Meanwhile, what should you be doing now?  The most common question I am asked by my clients is how they can reach their financial goals and what will be required to do so?  Are you willing to take responsibility for the outcome?  If so, how can you improve?

The advantage to an advisory relationship is the expertise available from years of professional experience.  Service is an important ingredient to those results, along with a commitment to your financial progress and well being.

As a client of mine, you become beneficiary to a powerful alliance with Kestra Financial.  Through our strategic relationship, we are able to access a comprehensive menu of wealth management solutions for the affluent, including brokerage services, more than 200 mutual fund families, separate accounts, alternative investments, top rated insurance carriers, and group benefits for small businesses.

As your consultant, my role is to provide you with quality advice and support evident with a well designed plan.  We simplify complex decisions and demonstrate our excellence by placing your needs first, based on trust and integrity.  To compliment our knowledge and experience, my firm may also work closely with your CPA or attorney in consideration of your plan.  

My firm serves those who pursue their financial objectives and a lifestyle dictated by their own terms.  Are you ready for the challenge?

For more information, please visit my website at

          Wealth Management for Families and Individuals 

I) Retirement Income Planning*

II) Lump Sum Distribution Planning*

III) Investment Management*

IV) Income Tax Planning

V) Wealth Conservation Strategies

          a. Long Term Medical Care

          b. Estate Transfer & Distribution

Products and Services

I) Fee Based Consulting*

II) Asset Allocation and Portfolio Review*

III) Fee Based Asset Management*

IV) Brokerage Services*

V) Mutual Funds*

VI) Alternative Investments*

VII) Fixed, Indexed*, and Variable* Annuity

VIII) Traditional, Universal, and Variable* Universal Life Insurance

IX) Long Term Care Insurance

X) Retirement Plans for Small Businesses*

          a. Defined Contribution

          b. Defined Benefit

          c. Non-Qualified Deferred Compensation

Kestra Financial, Inc. is the parent company of Kestra Investment Services, LLC and of Kestra Advisory Services, LLC. Kestra Financial, Inc. and its subsidiaries do not provide tax or legal advice.

415 Boston Turnpike Road Suite 213, ,  

Phone:    Fax:    Email: 

Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC.

Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS.  Kestra IS and Kestra AS are not affiliated with  Neil H. Gendreau, CFP, ChFC or any other entity referenced herein.  

This site is published for residents of the United States only. Registered Representatives of Kestra IS and Investment Advisor Representatives of Kestra AS may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact our Compliance Department at 737-443-7101.